Step 1 of 12
All Applicants for residency will be evaluated and will receive equal opportunity to obtain a home. Qualified applicant(s) will have priority based upon the date of the application. If a home of the type applied for is not available at the time application is received, the applicant(s) name shall be placed on a waiting list to be maintained by the property. when a home becomes available, the applicant(s) shall have 24 hours to complete arrangements for purchase or renting the home. Equal Housing: This community does not discriminate based on race, color, sex, religion, handicap, familial status, sexual orientation or national origin. Identification: or other photo identification in order to view the community or homes within the community. Other acceptable forms of identification are: Valid state ID card, valid Military ID card, a valid will be required with application submission. Application for Residency: An application for Residency must be completed and maintained for each applicant 18 years or older who will be living in the home and/or contributing to the payment of rent. Applicant will provide a $50 non-refundable application processing fee for a single applicant or $100 non-refundable application processing fee for two or more applicants. All adult occupants 18 years or older will be required to provide a copy of their photo ID. will be collected for each occupant's background check. A $25 non-refundable application processing fee will be collected for each occupant’s background check. Criminal Background Check: All applicants and adult occupants 18 years or older will be required to have a criminal background check completed prior to occupancy. The applicant(s) agree that the lease shall be terminated in the event that the applicant and/or occupants, after moving onto the property commits an offense of a sexual nature, resulting in conviction or is labeled as a registered sexual offender or predator and/or appears on the list of known terrorists and wanted fugitives. Rental history: By acknowledging below, I(we) authorize Lasso Capital and its affiliates to request a Landlord Verification from my(our) current and/or previous landlord. If a verification cannot be obtained, I will provide at least 12 months most recent rental history from my(our) current and/or previous landlord. Income: Applicants are required to provide verifiable income source. Acceptable income verification for each applicant may be any of the following: 2 most recent consecutive pay stubs, "Verification of Employment" letter from applicant's employer, Social Security benefit letter, Pension letter, the most recent W2. Self-employed applicants may be required to supply the most recent IRS tax return or a certified verification from their company accountant or bank. Notification: Applicants will be informed of their status of their application by telephone within 5 days of submitting their application. If the applicant is rejected, the applicant will be mailed an adverse action letter with the contact information to request copies of the information used to determine eligibility for occupancy. Management cannot be held responsible for inaccuracies contained in any information obtained and is not allowed to provide details to the applicant regarding said information.
*By signing this document, I acknowledge that I have read and understand the importance of the items listed above.
APPLICANT CREDIT INFORMATION: If this is an INDIVIDUAL application, complete section A. If this is a JOINT application, complete section A&B. NOTE: If married, the spouse is not required to be the joint applicant. Please advise whether credit references and/or credit history should be investigated under another name. It is a crime to intentionally falsify information on this application.
Current Street Address (3 Years Residence Required, attach supplement if needed)
Income from SSI, retirement, disability, alimony, child support or separate maintenance agreement need not be disclosed if you do not wish to have it considered as a basis for undertaking or repaying this debt.
Demographic Information - this section asks about ethnicity, sex, and race
Additional Disclosures California: An applicant, if married, may apply for a separate account. It is illegal to discriminate in the provision of availability of financial assistance for the purpose of the purchase, construction, rehabilitation of any one to four unit family residences occupied by the owner and for the purpose of the house improvement of any one to four unit family residence by considering: 1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or 2. Race, color, religion, sex, marital status, national origin or ancestry. It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance. If you have questions about your rights, or if you wish to file a complaint, contact the Lender or the California Department of Corporations at: 320 West 4th St, Ste 750, Los Angeles, CA 90013, or 1390 Market St, Ste 810 San Francisco, CA 94102 New York and Vermont: In connection with your application for credit, a consumer report may be requested in connection with such application. Upon request, you will be informed whether a consumer report was requested, and if such report was requested, informed of the name and address of the consumer reporting agency that furnished the report. If your application is granted, subsequent consumer reports may be requested or utilized in connection with any updates, renewal or extension of the credit for which application was made or for any other legitimate purpose associated with the account. Ohio: The Ohio laws against discrimination requires that all creditors make credit equally available to all creditworthy customers and that credit reporting maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Wisconsin: No provision of a marital property agreement, a unilateral statement under Wisc. Stat. 766.59 or a court decree under Wisc. Stat. 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement, or decree of has actual knowledge of the adverse provision when the obligation to the creditor is incurred.
NON-APPLICANT SPOUSE WAIVER OF NOTICE:
www.equifax.com, www.transunion.com, www.experian.com
ADDITIONAL OCCUPANTS-Occupants 18 and over must sign
By signing, I acknowledge that a background check will be run.
Pursuant to the State and Federal Fair Credit Reporting Acts, this is to inform you that an investigation involving the statements made on your rental application at the above mentioned community, as well as inquiries regarding public records, your character, general reputation, personal characteristics and mode of living may be initiated. You have the right to dispute the information reported. Upon written request, you are entitled to a complete and accurate disclosure of the investigation's nature and scope as well as a written summary of your rights and remedies under the Fair Credit Reporting Act. Inquiries should be directed to info@lasso.capital I/We certify that to the best of my/our knowledge, all statement are true and complete. False, fraudulent use of misleading information may be ground for denial of tenancy or subsequent eviction. I/We authorize the above mentioned community to obtain all reports and verifications necessary to verify all information put forth in the above application.
HOMES
In connection with the financing of your home, below is a list of lenders and loan originator organizations that finance or assist customerswith the financing of manufacturedhomes in land‐lease communities in Indiana, Kentucky, North Carolina, Louisiana, Alabama and Georgia. Select from the list below the lenders/loan originator organizations that you would like your credit application to be submitted to for the financing of your home. You may check any or all of the following companies:
125 Mooney Drive, Suite 1, Bourbonnais, IL 60914 Phone: (888) 936‐1179 Fax: (888) 936‐1290 Description of Organization – See Website at: www.triadfs.com
1600 N Coalter St. #10, Staunton, VA 24401 Phone: (434) 975-5088 NMLS ID: 368186 Description of Organization – See Website at: www.parklanefinance.com
613 Baltimore Dr, Suite 1, Wilkes Barre, PA 18702 Phone: (570) 830-0262 NMLS ID: 2155548 Description of Organization – See Website at: www.tammac.com
1520W Lake Street, Addison, IL 60101 Phone: (630) 576-2482
We acknowledge that no person, including any Lasso Capital employee, agent, affiliate, officer, or owner, has recommended any particular Lender or otherwise influenced our decision to submit my/our credit application to any of the above lenders or loan origination organizations.
Additional information on Triad Financial Services, Inc.’s company, branches, and individual Mortgage Loan Originator licenses can be obtained by visiting www.nmlsconsumeraccess.org. Acknowledgement. Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency. You also acknowledge that you have personally completed the information on the credit application and that the information is complete and accurate. Please sign below and retain a copy for your records.
EVIDENCE OF JOINT APPLICATION – If you are applying for JOINT credit with another person, both applicants must initial below. We intend to apply for JOINT credit:
This addendum is a part of Triad Financial Services, Inc.’s credit application and must accompany the credit application in order for it to be accepted.
Thank you for choosing Park Lane Finance Solutions, LLC to process your credit application for a manufactured home in a land-lease community. Park Lane will review your credit application and assign it to a Mortgage Loan Originator (MLO) that handles applications in your state. The MLO (or someone under their supervision, as appropriate) may contact you to discuss your application or answer any questions you have about the loan process. The company who may assist you in purchasing a manufactured home, and its sales consultants, agents, and brokers, is your contact for matters associated with the sales transaction; for example, the type of home to purchase, options, site improvements, sales features that may impact your financing options, etc. Park Lane is your contact for questions about your credit application. Please select a Park Lane MLO from the chart below, who is licensed in the state where you want to buy a manufactured home. Information about our company licensing and individual MLO licensing can be obtained by visiting the Nationwide Multistate Licensing System (NMLS) website at nmlsconsumeraccess.org.
By signing below, I acknowledge that I have read and I understand the details provided, and also consent to Park Lane sharing its credit decision and other necessary, personal, non-public information for the purpose of facilitating my manufactured home purchase, including obtaining employment verifications, rental references, and insurance quotes. I also acknowledge that I have personally completed the information on the credit application and that the information is thorough and accurate. By signing below, I authorize Park Lane to send updates on the status of my application to the email addresses and/or phone numbers (including mobile phone numbers) I have provided on the credit application, provided to Park Lane personnel, or otherwise provided. I also authorize Park Lane to send updates on the status of my application to the retailer, dealer, broker, or sales agent via email, fax, or phone, as may be necessary. By providing the number of my land line, cell phone or other wireless device, and my email address, now or in the future, I expressly consent and agree that Park Lane and any of its affiliates, agents, service providers, or assignees may call me using an automatic telephone dialing system or otherwise, leave me a voice, prerecorded, or artificial voice message, or send me a text, e-mail, or other electronic message for any purpose related to the servicing or collection of any account that I may establish with Park Lane, or for other informational purposes related to my account (each a “Communication”). I also agree that Park Lane and any of its affiliates, agents, service providers, or assignees may include my personal information in a Communication. Park Lane will not charge me for a Communication, but my communication service provider may. I agree that Park Lane may monitor and record any telephone calls to assure the quality of Park Lane’s service or for other legitimate business reasons. I also understand and agree that Park Lane may communicate with me in any manner permitted by law that does not require my prior consent. I understand that my information will not be used by Park Lane for marketing purposes or sold to any third party. Ohio Applicants: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Please sign below and retain a copy for your records.
Address: 1600 N Coalter St Suite 10 Staunton, VA 24401 PO Box 1285, Staunton, VA 24402
www.parklanefinance.com One of the Caton Companies www.catoncompanies.com NMLS# 368186
The undersigned certify the following: 1. I/We have applied for a mortgage loan from Tammac Holdings Corporation (Lender). In applying for the loan, I/we completed a loan application containing various information on the purpose of the loan, the amount and source of down payment, employment and income information and assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the loan application or other documents, nor did I/we omit any pertinent information. 2. I/We understand and agree that Lender reserves the right to change the mortgage loan review process to a full documentation program. This may include verifying the information provided on the application with the employer and/or the financial institution. 3. I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this mortgage, as applicable under the provisions on Title 18, United States Code, Section 1014. 4. If two or more names are set forth below, one or more applicants have stated that this is an application for joint credit. To confirm the intent to apply for joint credit, both applicants must sign and date below.
To whom it may concern: 1. I/We have applied for a mortgage loan from Lender. As part of the application process, Lender may verify information contained in my/our loan application and in other documents required in connection with the loan, either before the loan is closed or as part of its quality control program. 2. I/We authorize you to provide to Lender, and to any investor or whom the Lender may sell my/our mortgage, any and all information and documentation that they request. Such information includes, but is not limited to, employment history and income; bank, money market and similar account balances; credit history; and copies of income tax returns. 3. Lender or any investor that purchases the mortgage may address this authorization to any party named in the loan application or disclosed by any consumer reporting agency or similar source. 4. A copy of this authorization may be accepted as an original. 5. Your prompt reply to Lender or the investor that purchased the mortgage is appreciated.
Bellwether Enterprise Real Estate Capital, LLC 20555 N Pima Rd. Suite O-130 Scottsdale AZ 85255
21st Mortgage Corporation PO Box 477 Knoxville TN 37901
CIS Financial Services, Inc. PO Box 1906 851 N Military St. Hamilton AL 35570
Credit Human 1703 Broadway St. San Antonio TX 78215
Five Star Credit Union PO Box 2028 Dothan AL 36302
KeyBank Real Estate Capital 127 Public Square Cleveland OH 44114
Land Home Financial Services, Inc. 1355 Willow Way Suite 250 Concord CA 94520
Lument 230 Park Ave. 19th Floor New York NY 10169
MHD Empire Service Corp. PO Box 4743 231 Salina Meadows Pkwy Syracuse NY 13221-4743
Onyx Capital Corporation 122 W Imperial Ave. El Segundo CA 90245
Oxford Bank & Trust 1111 W 22nd St. Suite 800 Oak Brook IL 60523
South State Bank 520 Gervais St. Columbia SC 29201
Triad Financial Services, Inc. 13901 Sutton Park Dr. S Suite 300 Jacksonville FL 32224